Auto Loan Calculator

Estimate your car payment with price, trade-in, rebate, taxes, fees, and extra principal. Choose whether taxes & fees are rolled into the loan or paid upfront.

Vehicle Price

Rebate / Cash Incentive (optional)

Trade-in Value (optional)

Amount Owed on Trade-in (optional)

If your payoff exceeds trade-in value (negative equity), enter it here.

Down Payment

Sales Tax Rate

Tax is applied to (price − trade-in). Rebate is assumed post-tax.

Doc/Title/Registration Fees

Roll taxes & fees into the loan (otherwise pay upfront)

APR (Annual %)

Term

Common terms: 36, 48, 60, 72 months.

Extra Monthly Principal (optional)

Start Date (optional)

Amortization Schedule

#	Date	Payment	Principal	Interest	Extra	Balance

This tool estimates taxes as (price − trade-in) × tax rate and assumes rebates reduce price after tax. Rules vary by region—confirm with your dealer/DMV.